My Husband, the Financial Advisor

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Look at my husband’s big, wide smile after finishing his training and starting his new career. This is something he’s so passionate about–helping people with their finances by teaching them, walking with them and providing them with solutions so they can reach their financial goals.
One of the things the Lord amazingly considered when He brought me & my husband together is the value of proper financial management & stewardship. Having experienced how poor financial decisions and bad spending habits can affect a family, I remember praying to God for a job that would pay me well enough so I wouldn’t have to resort to taking loans. If that meant that I’d skip eating out and just make my own baon everyday, so be it. If that meant that I couldn’t buy my wants immediately, then I was willing to wait it out. It was important that my basic needs were covered and that I didn’t have to go into debt just because I overspent. Hearing Dave talk about similar financial viewpoints while we were dating admittedly caught my attention (aside from our shared interest in Biblical exegesis). He didn’t brag about cars, gadgets or a luxurious lifestyle. I remember trying to hide my kilig when we were talking about life insurance and investments during our dinner date at The Happy Garden Cafe. In my head I was screaming “SHOOOOCKS. A GUY WHO TOTALLY GETS IT AND DOES NOT FIND ME WEIRD FOR BRINGING THESE UP!” He actually had a lot to say about the topics too and I knew that he wasn’t faking it. It was something that he believed in and was in his system.

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We’ve been doing budgeting and financial tracking since we started planning our wedding. Our spreadsheets are certainly different now that we’re married and living on our own but we find that recording our income, expenses, investments, savings and bills (although tedious) helps us plan, project and adjust our finances better.

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Hindi ba nakakaloka na na-eexcite siyang gawin to? “Na-challenge yung brain ko, sandali.” Tapos uupuan niya yan, magcocompute just to show what’s more practical.

Since we got married, we have long been praying for God to give him a new job opportunity. He’s certainly learned a lot and has gone through massive character building while he was working in the government but he eventually reached his threshold. He’s been sending out applications since last year, some got back to him, some invited him for interviews but things just did not move forward. Though it did make us sad, we continued to pray and trust God that He knew better. When the opportunity finally came this year, we were both taken aback by the order of circumstances. No amount of human manipulation could make the timing so smooth. Clearly, God was on it.
We know that this job won’t be 100% stress free. It does come with it’s own set of challenges and areas of growth. I’m just happy to see my husband do something he is so passionate about and flourish in the midst of a motivating team. I’m happy that his job allows him to help people plan and protect their finances (and loved-ones), prepare for the future and unforeseen circumstances.
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If you are interested to talk about finances, capital/wealth protection, retirement planning and investments, you may get in touch with my husband via email: davidingridpagulayan@gmail.com or send him a PM on Facebook. 😀

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